Rated · 47% confidence
Programs and account models
Rules apply only to the named product and phase. Unknown conditions are identified explicitly.
FTMO Challenge: 2-Step
Featured baselineChallenge plus Verification; fee described as refundable after success.
| Stage | Profit target | Daily loss | Max loss | Min days | Time |
|---|---|---|---|---|---|
| Challenge | 10% | 5% of initial capital | 10% static | 4 | Unlimited |
| Verification | 5% | 5% of initial capital | 10% static | 4 | Unlimited |
Program conditions
Drawdown: Static
Profit split: 80%, up to 90%
Payouts: First request from day 14
Permissions
Available variants
Unknown Rules
Check these conditions before purchase.
One or more permissions (news, weekend, EA or copy trading) remain unconfirmed for this exact program. Verify the current stage-specific terms before purchase.
Check sourceFTMO Challenge: 1-Step
Single evaluation phase; 50% Best Day rule applies.
| Stage | Profit target | Daily loss | Max loss | Min days | Time |
|---|---|---|---|---|---|
| Challenge | 10% | 3% of initial capital | 10% end-of-day trailing | Unknown | Unlimited |
Program conditions
Drawdown: End-of-day trailing
Profit split: 90%
Payouts: First request from day 14
Permissions
Available variants
Unknown Rules
Check these conditions before purchase.
One or more permissions (news, weekend, EA or copy trading) remain unconfirmed for this exact program. Verify the current stage-specific terms before purchase.
Check sourceAI Summary
Official sources confirm a two-step evaluation with 10% and 5% targets, 5% daily loss, 10% maximum loss, four minimum trading days and no evaluation time limit. News and weekend conditions vary by account type and funded stage, so the conservative directory flags remain disabled pending model-specific representation. Editorial score is provisional.
Pros
- Operating since 2015
- Unlimited evaluation period
- MT4, MT5 and cTrader available
Cons
- Rules vary between 1-Step and 2-Step
- Trading permissions depend on account type and stage
Why traders complain
Sourced from community-submitted reviews. Reddit and Trustpilot integrations are planned to widen this sample.
RisePay on-chain activity
No verified RisePay wallet is connected for this firm. This does not imply that the firm has not paid through other methods.
Open live payout feed →Trader reviews
Write a reviewThe author reported that a first FTMO payout reached the account and described the firm as legitimate.
Original reddit reviewThe author alleged that FTMO refused payouts and deleted funded accounts before payout day, referring to an internal risk rule they said was not in the official terms.
Original reddit reviewThe author reported a payout of about $21K after profit split, reviewed in one business day with no questions about the risk taken.
Original reddit reviewThe author reported that their first FTMO payout reached the account unexpectedly and described the firm as legitimate. They encouraged other traders to trust the process and keep working toward their goals.
Original reddit reviewThe author said FTMO had consistently processed and paid every payout request, placing the firm above many competitors for reliability.
Original reddit reviewThe author said they previously received a payout on a $50K account, but a later $100K payout was denied under a strict one-percent-per-trade-idea rule.
Original reddit reviewFTMO closed my REAL account with $2,500 in profits and refuses to pay my money - They lied about my account type (Case 531365048) FTMO closed my REAL FTMO Account (ID: 531365048) with $2,500 in profits and refuses to return my money. They lied by saying it was DEMO, but the screenshot of my panel proves it was REAL. Facts: - Trade 165936572 (XAUUSD): SL at 4092.23, closed at 4093.78 (slippage due to Trump-Iran event). - Rafael Van Grieken and Rolando Gómez (FTMO chat) confirmed my case was under review, but no response. - Real MDL breach: $7.09 (not $507.09 as FTMO claims). I demand my $2,500 back. If they don’t return it, I’ll escalate to ASIC and financial media. Proof attached: - Screenshot of my FTMO panel (showing FTMO Account type). - FTMO Breach Report. - Chat screenshots with FTMO support. Please upvote and share to pressure FTMO!
FTMO did actually pay out Prop Firms FTMO OVERALL PAYOUTS SILVER Proudly presented to: Adam Oseburne Your profit share: S21,453.43 7 July 2026 Otakal 5 Date Otakar Sutfner CEO I have made a post around a week ago sharing maybe my best trading month so far in my carreer, the only real concern was weither I was going to receive a payout or a notice from them about a ''breach'' of some sort (very common for some PF). None of that happened, thanks to god and me slightly, I got what I owe and will keep this up. And finally good fcking luck to everyone.
Score breakdown
Evidence-weighted rating with 47% confidence.
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